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What is better?? |
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● Your Diamond's Certificate (GIA, AGS, EGL
etc) OR |
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● An "independent" Appraisal??? |
| We want the customer to know
EXACTLY what they are
getting for their purchase. Potential customers ask, which is
more accurate, a diamond that has been issued a certificate or
an independent third party gemologist appraisal? If you have
not read the above regarding a diamond's certificate, you
should. If you have not read the section above on Certificates,
you may want to at this time.
Remember, your diamond's certificate
describing your diamond is ONLY for your center diamond.
A diamond certificate does not describe any additional side
diamonds or additional diamonds/gemstones actually set into her
wedding band or into his wedding band. The ONLY way to know
what clarity, color, quality and value of all the "additional"
diamonds or gemstones, is to have your jewelry item(s)
appraised.
We have years of experience of working with
GIA, EGL, IGI etc, issued diamond certificates. Without
hesitation, our opinion is that an appraisal from an accredited
independent gemologist
appraiser, is going to be accurate, while a handful of GIA and
EGL certificates over the years, have not been 100% accurate.
We always recommend to our customers to have an appraisal
performed by an accredited independent
gemologist appraiser. We recommend an
independent appraiser, meaning an appraiser who
does not sell diamonds or jewelry. An appraisal source
who sells diamonds and/or jewelry may have a vested interest.
For example, we use an
independent gemologist appraiser Pacific
Gemological Laboratories (PGL) located in downtown Portland,
Oregon. PGL as you can research, is a nationally known and
highly recognized gemologist appraisal source. It is fortunate
coincidence for RingDesigner.com, that we are located just 11
miles from PGL. We have no association with PGL other than
they will perform appraisals for us. PGL is Professional,
Independent and Fair, but most importantly 100% Accurate! They
occasionally tell us things that we don't want to hear, but
that's the way it should be. An appraisal should be factual and
100% accurate for our RingDesigner.com Customer's Diamonds!
(Click Here) PGL Web Site ASA AGS AGA GIA
certified member
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| Not All
appraisers are Accredited or Independent!
(buyer beware) |
| Unfortunately, most jewelers (local large &
small jewelry store or Internet jewelry sources)
are not accredited appraisers.
Most of us have taken many courses on
diamonds, gemstones and jewelry from organizations like GIA.
But that does not make us an accredited appraisal source. We
can give you our estimate of value, but without accreditation,
those estimates/opinions would not hold up in court. Either 4
or 5 times in the last 7 years, we will have a major hassle,
where a Ringdesigner.com customer, takes their brand new ring
into a local jeweler and they find out about the "jewelry turf
wars" in the jewelry industry. Needless to say, Internet
Jewelers are not held to the highest regard by long time bricks
and mortar jewelry stores (some in the same location for
generations). No need to bore you with that now, just be aware
people performing appraisals may have vested interests and
agendas because they also "sell" diamonds, gemstones and
jewelry. An independent appraisal source, who does not sell
jewelry, will not have a hidden agenda. Their goal is to
valuate your items completely, factually, professionally and
accurately to today's values and standards.
Bottom-line we recommend and actually
encourage, independent
appraisals of your RingDesigner.com items or any other jewelry
items.
We have been told for a gemologist appraiser,
the ASA accreditation (American
Society of Appraisers ) is the
toughest appraisal accreditation to get and hardest to maintain
. So if your appraiser has the ASA
accreditation behind their name, they are most likely very
good. (Click
Here) The American Society of Appraisers
To be granted ASA
accreditation requires gaining a complete knowledge of diamonds,
gemstones and precious metals, then being able to valuate them
as to current industry and federal/state specific standards.
Not only must a candidate for ASA
accreditation study and pass rigorous
ASA testing, but they then must each year, continue
to stay current with all the knowledge and any new laws
concerning the subject. It is not only hard to gain an
ASA accreditation, but it is
difficult to maintain. The have a current
ASA accreditation takes a lot
of work every year to keep up on everything.
There is a listing as to how each Candidate
(to get accredited) must fulfill of requirements to qualify for
professional status in their society. It is on their website and
worth reading. |
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| Gaining
and retaining ASA Accreditation |
(ASA) Independent appraisal
sources: read how tough to initially receive and then to
maintain ASA accreditation
http://www.appraisers.org/join/accreditation.htm
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These two paragraphs are
directly from the ASA accreditation website page regarding
jewelry:
The accredited ASA gems and
jewelry appraiser is uniquely qualified through training and
experience to competently prepare appraisals of gemstones and
jewelry. The insurance appraisals prepared by most retailers
bear little resemblance to the documents prepared by ASA's
accredited appraisers and Master Gemologist Appraisers®, who are
professionally qualified to render appraisals for insurance,
estate tax, equitable distribution, donation, dissolution of
marriage, bankruptcy, sale and any other conceivable use. They
are familiar with all levels of the jewelry marketplace and are
trained in market research and analysis.
The ASA gems and jewelry appraiser
may specialize in one or more of the following: diamonds and
unmounted colored gemstones, contemporary jewelry, art and
designer jewelry, Native American and/or other collectible
ethnic jewelry, antique and period jewelry, gemstones rough,
gemstone carvings or mineral specimens. Note:
Directly from the
American Society of Appraisers' web site
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Find an ASA
Appraisal Source |
ASA has a web
site where you can search for an
ASA appraiser in your area.
(Look under ASA's subcategory "Gems and Jewelry") http://www.appraisers.org/findappraiser/
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Bottom-line on Appraisals |
| If your appraisal source
has ASA accreditation behind their name, your appraisal will
be accurate and complete. The appraiser who has taken the time,
effort and money to EARN & yearly RETAIN their ASA accreditation
will not risk losing that ASA accreditation by issuing an
inaccurate appraisal. They may tell you what you do not want to
hear, but it will be an accurate appraisal. |
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